Mortgage Pre-Approval

Get the Best Rates & Lowest Closing Costs

When you’re ready to buy a home, it’s important to negotiate from the strongest position possible. In a competitive real estate market, sellers often have multiple offers to choose from, and they can afford to be selective. To make sure your offer stands out, there are steps you can take to give yourself an edge.

Think about it from the seller’s perspective: If you were reviewing multiple offers, all other factors being equal, would you choose the buyer with a Certificate of Financing Approval or one whose offer is still Conditional on Financing? The choice is clear. So why do so many buyers wait to secure financing until after they’ve found a home?

Even though most buyers are eventually approved, having a Certificate of Financing Approval in hand can make all the difference in getting your offer accepted over competing bids.

Save Money and Reduce Stress

Getting pre-approved early also helps you lock in your interest rate and get a clear understanding of your points and closing costs. By starting this process before you find a home, you avoid the stress of tight time constraints, giving yourself the chance to make well-informed decisions and avoid overpaying.

If you’re ready to get pre-approved, just complete the form on this page. Your information will be sent to a certified mortgage professional who will help you secure the best mortgage rates and the lowest closing costs available.